Insurance and pricing
Vision plans and medical insurance cover different things, and the reason for your visit decides which one applies. The plans we accept are listed below. Tell us your carrier and we will check your benefits and explain what is covered before you order anything.
Plans and payment
Vision plans
- VSP VSP vision plans: In network
- Davis Vision Davis Vision plans: In network
- Spectera (UnitedHealthcare Vision) UnitedHealthcare Vision (Spectera) plans: In network
- EyeMed EyeMed vision plans: In network
Medical insurance
- Medicare Original Medicare (Part B): In network
- Medicaid (Michigan) Michigan Medicaid: In network
- HAP HAP medical plans: In network
- UnitedHealthcare UnitedHealthcare medical plans: In network
- Aetna Aetna medical plans: In network
- Blue Cross Blue Shield of Michigan / Blue Care Network Blue Cross Blue Shield of Michigan medical plans: In network; Blue Care Network medical plans: In network
- Priority Health Priority Health medical plans: In network
Paying yourself
- Comprehensive eye exam$220 Includes vision and eye health check, glasses prescription, retinal imaging and an OCT scan.
- Contact lens fitting, spherical$85 Includes trial lenses and follow-up visits. Added to the exam fee. $65 for returning patients.
- Contact lens fitting, toric (astigmatism)$135 Includes trial lenses and follow-up visits. Added to the exam fee. $110 for returning patients.
- Contact lens fitting, multifocal$195 Includes trial lenses and follow-up visits. Added to the exam fee. $170 for returning patients.
- Medical eye visit$95 to $140 Includes care for a red eye, infection, injury or follow-up. The price depends on how complex the visit is.
- Glasses prescription check with a medical visit$45 Includes the refraction that sets your glasses prescription. Medicare and most medical plans do not cover it.
These are self-pay prices. Frames and lenses are priced individually, and we give you the full cost before anything is ordered.
Plans change their networks, so we confirm your coverage when you book. Your own copay, deductible and allowance depend on your plan; we check them and tell you before you order. Questions about a plan: (586) 883-7718.
How we check your benefits
A vision plan usually covers a routine eye exam and an allowance toward glasses or contact lenses. Medical insurance covers visits for eye problems, such as red or painful eyes, infections, injuries, or monitoring a condition like diabetes or glaucoma, and it usually does not pay for glasses. Some visits start as one kind and become the other, for example when a routine exam finds a problem that needs follow-up. If that happens, we will explain how it may be billed before we go further.
Tell us your carrier
When you request a visit, you can add your insurance carrier's name. Please do not send member ID numbers, dates of birth, or card photos through the website.
We confirm the details with you
Before your visit, our staff will ask for the information the plan needs, by phone or at the office, and check your eligibility and benefits with the plan.
We explain what is covered
You will hear what your plan is expected to cover and what you may owe before services are provided or eyewear is ordered.
Your plan makes the final decision
A benefit check is an estimate based on what the plan tells us. The plan decides what it pays when the claim is processed.
If your plan is not listed
Ask us even if your plan is not listed, because many plans are offered under another company's name. If we are not in your plan's network, you can still choose to pay yourself, and some plans reimburse part of the cost for out-of-network care. Check with your plan about out-of-network benefits and what paperwork they need.
Using an HSA or FSA
Under IRS rules, eye exams, prescription glasses, contact lenses and contact lens solution are generally qualified medical expenses for a health savings account or flexible spending account. Your account administrator sets the specific rules for your account, so check with them if you are unsure. Ask us for an itemized receipt.